Take full advantage of your pre-tax dollars to support your health journey with Oura.

Oura Ring is covered and reimbursable via Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA). As of December 2023, Oura Membership is eligible as well. For the most up-to-date information, please visit the Support Center.  

You can also use your FSA or HSA card to pay for your eligible online order.  

Sleeker. Smarter. Made for you.
Shop Oura Ring 4

Is Oura Ring HSA Eligible?

Good news: Oura has partnered with Sika, so you can purchase your Oura Ring using available FSA or HSA funds. If you want to reimburse your Oura Ring purchase with FSA or HSA funds, you should always check with your FSA or HSA provider to ensure your purchase meets their requirements. Sometimes, your FSA or HSA provider will require a letter of medical necessity before approving a reimbursement request.

LEARN MORE: Purchase with FSA or HSA Funds

Sleep’s Role in Preventative Healthcare

Sleep is fundamental to health, influencing everything from cognitive function to physical performance. According to the CDC, people who are consistently sleep deprived (which is 1 in 3 of us!) are more likely to experience health problems like diabetes, heart disease, stroke, dementia, and cancer.

Healthcare providers are increasingly recognizing the profound impact of sleep on preventative health measures. “People dramatically underestimate how much sleep is linked to all the diseases killing us,” says sleep scientist Matthew Walker, Ph.D., author of Why We Sleep and an Oura advisor. “Sleep is the Swiss army knife of health. When sleep is deficient, there is sickness and disease.”

Plus, research, including many studies done using Oura Ring specifically, has pointed to the benefits of a good night’s sleep on various health outcomes, including mental, reproductive, metabolic, and cardiovascular health.

LEARN MORE: Why Sleep Matters

Optimize your holistic health and manage stress with Oura
Shop Now

Why You Should Take Advantage of This Coverage 

The inclusion of Oura Ring in FSA and HSA coverage opens up new doors for how you take care of your health. Here’s why it’s a game-changer:

  • Save on cost: When you utilize an FSA or HSA funds, you’re using your pre-tax dollars to buy your Oura Ring. Reimbursements from these funds are tax-free, which means that you’re converting some of your salary into tax-free income.
  • Use it or lose it!: When you enroll in an FSA, the IRS requires you to spend any contributions in your account by an annual deadline. Otherwise, the money is forfeited. Due to this, more than 40% of FSA account holders forfeit a portion of their contributions.
  • Manage your heart health: Using Oura you can track and monitor important metrics like heart rate, respiratory rate, and heart rate variability. These provide valuable insights into your heart health, which is a fundamental component of your overall wellness. 
  • Invest in your holistic health: It can be daunting to take the first step toward a healthier life. By allocating FSA/HSA funds for Oura Ring, you’re making a deliberate investment in your long-term health. This investment yields dividends in the form of data-driven daily insights that can be used to inform better sleep and healthier habits.

READ MORE: What Makes the Oura Ring Different?

How to Purchase an Oura Ring Using FSA/HSA Funds

If your FSA or HSA is affiliated with a major card network, we can accept FSA or HSA funds for the following:

  • Oura Ring
  • Extra chargers
  • Shipping, including expedited shipping
  • Taxes
  • Oura Membership

You can place an order online, using your FSA or HSA card as you would any other credit card. Select the Sika option when selecting a payment method during the checkout process. Learn more here.

To download an annualized membership receipt for reimbursement, follow these steps:

  1. Log in on the Membership Hub homepage.
  2. Click “View billing history.”
  3. Change the tab on the top right corner to “Yearly” and select the years you want to download the report for.
  4. Click “Download Annualized Receipt.”

If you want to submit a recent Oura Ring purchase for reimbursement from your FSA/HSA,  click here to learn how.

Note: Only Oura Ring purchases in 2023 and beyond are potentially eligible for reimbursement. Monthly membership fees or extended warranties are not eligible at this time. Reimbursement is subject to rules and restrictions of your specific provider, and not all Oura members will qualify. You must currently have your Oura Ring in order to submit for reimbursement.